Transamerica is pleased to announce that the all-new Trendsetter® LB (Living Benefits) term portfolio is now available for sale in Florida. Trendsetter LB provides living benefits, including Chronic, Critical and Terminal Illness Accelerated Death Benefits in every policy (subject to state availability).1 Trendsetter LB (Living Benefits) advantages include: Chronic Illness ADB: The ability to accelerate up to 24% of the face amount of the policy annually up to a maximum of $500,0002 in the event the insured cannot perform normal daily activities of living. Critical Illness ADB: The ability to accelerate up to 90% of the face amount of the policy up to a maximum of $500,000 in the event of a critical illness such as heart attack, stroke or cancer.3,4 To view, click below:  Trendsetter LB Consumer Flyer State Availability Trendsetter LB Product Guide Trendsetter LB Quick Facts Flyer Terminal Illness ADB: The ability to accelerate the full face amount of the policy up to a maximum of $500,000 if the insured is diagnosed as having less than 12 months to live. As part of the Trendsetter term portfolio, Trendsetter LB features a choice of 10-, 15-, 20-, 25- and 30-year durations, non-medical underwriting up to $249,9995, and a range of options and riders, including the Income Protection Option to help you grow your sales today. TOP and TOP Plus are available for Trendsetter LB.6,7,8   Call The Insurance Group for more information 800-460-5567 1 In Florida, Chronic Illness ADB and Critical Illness ADB are attached as riders at no additional charge. 2 The maximum benefit is 90% of the policy face amount or $500,000. 3 In Florida, the maximum death benefit that may be accelerated for Critical Illness is the full face amount of the policy or $500,000, whichever is less. 4 In Florida, qualifying events are limited to heart attack, stroke, ALS (Lou Gehrig's disease), cancer, kidney failure, and major organ transplant. 5 The $25,000 to $99,999 rate band (Band 1) and the $100,000 to $249,999 rate band (Band 2) on Trendsetter LB are available on the Standard Nonsmoker, Standard Smoker, Standard Express Nonsmoker and Standard Express Smoker risk classes on a non-med basis. Non-med requirements include the application, non-medical application supplement (part 2), MIB, Script Check and possible PHI and/or APS. 6 Not available on Trendsetter LB 10. 7 These are not Guaranteed Issue programs. Qualification for coverage depends on the answers to health questions set forth in the Trendsetter application. Subject to underwriting approval. Underwriting includes Medical Information Bureau screening, application, non-medical application supplement (part 2), data pages of previously issued term policy, and additional requirements which may be imposed based on information from the MIB. The maximum face amount available on Trendsetter LB is $999,999. Program is subject to withdrawl at any time without notice from the Company. 8 Previous policy must be from our list of qualifying carriers including Transamerica Life Insurance Company. Trendsetter® LB is term life insurance issued by Transamerica Life Insurance Company, Cedar Rapids, IA 52499. Policy Form No. TL19. Premiums increase annually beginning in year 11 for the 10-year policy, in year 16 for the 15-year policy, in year 21 for the 20-year policy, in year 26 for the 25-year policy, and in year 31 for the 30-year policy. Policy form and number may vary, and this policy may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting.