Baltimore Life's

New Silver Guard Program

 

 

 

 

 

More reasons to get excited about

Silver Guard®

Baltimore Life's Simplified Issue

 Senior Life Products!

 

On December 5, we will go live with enhancements to Silver Guard, Baltimore Life's senior life product. Silver Guard I, II and III provide you with simplified issue products designed to address the final expense needs of your senior clients. All enhancements are based on feedback we received from you!  

New Compensation Features!  

  • $60 policy fee is fully commissionable
  • Level first year commission rate will be paid for all levels of the Silver Guard Series Products: Silver Guard I, II, and III
  • Existing compensation schedule will be revised

Product Features

  • Issue ages 50-80 for all Silver Guard Products
  • Non-tobacco and tobacco rates, new for Silver Guard II and III 
  • Silver Guard I, a level death benefit product for underwriting risk standard through table 4
  • Silver Guard II, a graded death benefit product for underwriting risk table 5-8
  • NEW!  Silver Guard III, a graded death benefit product for underwriting risk table 9-12  



Click here for the new Silver Guard Agent Underwriting and Product Guide. The agent guide provides you with product information, rates, cash values, and details on INSpeed and our paper application process.  The agent guide also includes an underwriting section, with height/weight chart, prescription drug list, and underwriting guidelines for the Silver Guard series of products.  Please note that we will continue to use application form 7430-0508 (or state specific variation), and our simplified underwriting process will now include an automated MIB and Rx check. 

 


We know you will find that Silver Guard offers you a competitive combination of rates, compensation, and policy benefits, to support your marketing with seniors.

Resources

For more details on our enhanced Silver Guard program, you are invited to participate in one of our live webinars later this month or early December: 

  • Monday, 11/21 at 1:00 p.m.EST
  • Wednesday, 11/23 at 9:00 a.m. EST
  • Tuesday, 11/29 at 11:00 a.m. EST
  • Thursday, 12/1 at 11:00 a.m. EST

Register for the webinar of your choice.  

 

You can find sales materials supporting this product on our secure agent website beginning 12/1.

 

If you have any questions, please contact our Agent Services Call Center at 877-533-2468.  

 

As always, we thank you for your business!

 

Form 8438-1111

Quick Links

 

Register Now for Upcoming Webinars

  Mon., 11/21,  

1 p.m. EST

  Wed., 11/23,  

9 a.m. EST

  Tue., 11/29,  

11 a.m. EST

  Thu., 12/1, 

11 a.m. EST

 

 

 

Silver Guard Agent Underwriting and Product Guide

 

 

 

Silver Guard Documents Order/View/Print

 

 

 

 On-Demand Training

 

 

 

Changes to Existing Compensation Schedule