Guaranteed
Issue Whole Life* (GIWL):
Face
Amounts:
$5,000 - $10,000
3-Year
Graded Death
Benefit:
Year
1: Refund of
premium + 6% interest
Year
2: Refund of
premium + 12% interest
Year
3: Refund of
premium + 18% interest
Full
death benefit payable if death is due to
accidental causes during 1st 3 policy
years.^
Commissions chargebacks
apply if death during policy years 1 and
2.
See product materials and application for agent
guidelines when writing this
plan.
GIWL sales limited to
25% of all sales (excluding Protector
AD).
Keep
In
Mind^:
76
million people are
ages 50+.
In
2011, more than 7,000 people turned 65
every
day.
23
million Baby Boomers feel
they need more insurance.
*Product
availability varies by state.
^See policy for
limitations.
Application
must be completed with Proposed Insured present;
no power-of-attorney applications
accepted.
GIWL
is an endowment policy with a benefit payable at
the earlier of the insured's death prior to 100 or
policy maturity.
^Sources:
US Census Bureau; www.boomerslife.org | 
